The daily grind of bumper-to-bumper traffic in Indian cities has made one thing clear: convenience is king. The constant clutch-brake-accelerate dance is tiring, and this is where automatic cars come in as a blessing. Once considered a luxury, automatic transmissions are now more affordable and efficient than ever, making them a popular choice for urban commuters and first-time buyers.

But with so many options available, which one should you choose? We’ve curated a list of the best automatic cars you can buy in India for under Rs.10 lakh (ex-showroom) to help you make an informed decision. 

Before we dive in, it's good to know the common types of automatic transmissions in this segment:

• AMT (Automated Manual Transmission): The most budget-friendly option. It's essentially a manual gearbox with an automated clutch, offering great mileage.
• CVT (Continuously Variable Transmission): Known for its incredibly smooth, shift-free experience, making it perfect for city driving.
• TC (Torque Converter): A traditional and reliable automatic that offers a smooth and refined drive.

Here are our top picks for 2025!

1. Tata Punch

Why it’s a top pick: The SUV for the masses with a 5-star safety rating.

The TataPunch has been a game-changer, offering a mini-SUV stance, high ground clearance, and robust build quality at a hatchback price. Its 5-star Global NCAP safety rating is a massive selling point. The AMT gearbox is paired with a 1.2-litre petrol engine that is adequate for city commutes and occasional highway runs. Its 'Traction Pro' mode in the AMT version is a clever feature that helps you get out of tricky, low-traction situations.

• Transmission: 5-speed AMT
• Pros: 5-star safety, high ground clearance, SUV-like looks, spacious cabin.
• Cons: AMT can feel a bit sluggish during quick overtakes.
• Approx. Price (AMT Variants): Rs.7.60 Lakh - Rs.9.52 Lakh

2. Maruti Suzuki Baleno

Why it’s a top pick: The feature-packed and fuel-efficient premium hatchback.

The #MarutiBaleno is a household name for a reason. The latest generation is loaded with features like a 360-degree camera, a heads-up display, and a large touchscreen infotainment system. Its 1.2-litre DualJet petrol engine is refined and incredibly fuel-efficient. Paired with a smooth and improved AMT, the Baleno offers a comfortable and premium experience that is hard to beat in this segment.

• Transmission: 5-speed AMT (AGS)
• Pros: Packed with features, excellent mileage, spacious and premium cabin, reliable service network.
• Cons: Not as engaging to drive as some rivals.
• Approx. Price (AMT Variants): Rs.8.00 Lakh - Rs.9.88 Lakh

3. Hyundai Exter

Why it’s a top pick: The new kid on the block with a focus on safety and features.

Hyundai's answer to the Tata Punch, the #HyundaiExter, comes out swinging. It boasts an aggressive SUV design and, more importantly, comes with 6 airbags as standard across all variants—a segment-first. It also offers features like a sunroof and a dashcam. The 1.2-litre petrol engine is smooth, and the 5-speed AMT is one of the most refined and user-friendly AMTs on the market, making it a fantastic city car.

• Transmission: 5-speed AMT
• Pros: 6 airbags as standard, feature-rich (sunroof, dashcam), refined AMT, comfortable ride.
• Cons: Boxy design might not be for everyone.
• Approx. Price (AMT Variants): Rs.8.23 Lakh - Rs.10.15 Lakh (Top variant slightly over)

4. Nissan Magnite

Why it’s a top pick: The only car offering a smooth CVT with a Turbo-Petrol engine.

If you want the smoothest automatic experience under Rs.10 lakh, the #NissanMagnite is your champion. While it also comes with a less powerful non-turbo engine, the star of the show is the 1.0-litre Turbo engine paired with a CVT gearbox. This combination provides a peppy, responsive, and incredibly smooth drive, completely free of the jerks associated with AMTs. It’s also stylish and well-equipped for its price.

• Transmission: CVT (with Turbo-petrol engine)
• Pros: Super-smooth CVT gearbox, powerful turbo-petrol engine, stylish looks, great value.
• Cons: Interior plastic quality could be better.
• Approx. Price (CVT Variants): Starts just under Rs.10 Lakh.

5. Maruti Suzuki Swift

Why it’s a top pick: The fun-to-drive, sporty, and reliable choice.

The #MarutiSwift has always been the go-to car for those who love to drive. Its peppy 1.2-litre K-Series engine and agile handling make it a joy to navigate through city traffic. The AMT gearbox is well-tuned for this engine, providing quick enough shifts for city use while delivering Maruti’s signature high fuel efficiency. It’s the perfect blend of fun, practicality, and low running costs.

• Transmission: 5-speed AMT (AGS)
• Pros: Fun-to-drive nature, excellent fuel efficiency, proven reliability, sporty looks.
• Cons: Rear-seat space is not the best in its class.
• Approx. Price (AMT Variants): Rs.7.50 Lakh - Rs.8.98 Lakh

Honorable Mentions

• Honda Amaze: Offers a fantastic CVT gearbox and a very spacious cabin, making it a great family sedan. 
• Renault Kiger: The Magnite's cousin, offering similar engine/gearbox options with a different design. 
• Tata Tiago/Tigor: The most affordable and safe options from Tata, with a 4-star safety rating and a decent AMT. 

Final Thoughts

Choosing the right automatic car depends on your priorities.

• For Safety and an SUV feel, look no further than the Tata Punch or Hyundai Exter.
• For a Feature-packed, fuel-efficient, and premium experience, the Maruti Baleno is a winner.
• For the Smoothest drive, the CVT in the Nissan Magnite is unbeatable.
• For a Fun, sporty, and reliable drive, the Maruti Swift remains an icon.

The best advice? Shortlist your favourites and take a test drive. Driving them yourself is the only way to know which car feels right for you.